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AI Solutions for Fintech
Boost efficiency and security with cutting-edge AI for payments, fraud detection, and customer analytics. Our tailored solutions help FinTech startups and enterprises automate processes, reduce risks, and scale faster.
Implement AI Features in Fintech
Our expertise spans across a wide range of cases in the industry
AI-powered fraud systems analyze transactions in real-time, reducing false positives by 40%+ while catching 99% of threats. Machine learning adapts to new fraud patterns, ideal for payment processors and digital banks. Solutions integrate with Visa/Mastercard networks for instant blocking.
Natural Language Processing (NLP) enables 24/7 customer support in 50+ languages. Handles 80% of routine queries (balance checks, KYC), cutting call center costs by 35%. Learns from conversations to improve responses.
AI assesses non-traditional data (cash flow, social activity) to score thin-file customers. Increases approval rates by 25% while lowering defaults. Used by BNPL and microloan platforms.
AI analyzes market sentiment, news, and trends to execute trades at optimal speeds. Hedge funds report 15-30% higher returns with AI-driven strategies.
Automates 90% of compliance checks via document scanning and anomaly detection. Reduces manual review time from hours to minutes. Adapts to local regulations (FATF, GDPR).
Importance of integrating AI in Fintech
Cut fraud losses
Slash costs
Grow revenue
Stay compliant
Our Fintech AI Consulting Process
We analyze your workflows, build custom AI tools, and deploy secure solutions for payments, fraud detection, and compliance—tailored to your FinTech needs.
How we work
Discovering client’s needs
Our first step is to understand our clients and their requirements thoroughly.
We analyze areas for improvement and explore cutting-edge solutions that would be most effective.
We identify where AI can be strategically injected into processes to maximize business value.This involves determining the optimal balance between end-to-end automation and human-AI collaboration, taking into account security considerations.
Feasibility study
During this stage, we work closely with the client’s team, gaining access to vital data and exchanging information regularly.
We meticulously map the process, evaluating the quality and quantity of data involved, as well as the data infrastructure.
Our Artificial Intelligence Consulting is aimed to build an AI and Machine Learning solution that aligns with the client’s infrastructure or propose the best possible toolset in terms of cost and security.
Building a Proof of Concept (PoC)
Once we’ve reached an agreement, we focus on bringing the idea to life. Our team devises a comprehensive plan, assigns tasks, and establishes a timeline.
We develop a prototype that aligns with our main objective and review it with the client to finalize details.
Integration, Production Deployment, Testing
The Addepto team implements tailor-made AI solutions into the client’s existing systems.
Our experts conduct rigorous testing, thoroughly examining the functionality and performance of the integrated AI components.
Our dedication to thorough testing ensures a smooth production deployment, minimizing disruptions and maximizing the benefits of the AI and Machine Learning implementation.
Final results / Transformation of your organization
With the integration complete, your company can harness the latest technological solutions and witness how advanced AI algorithms enhance business outcomes.
In addition to delivering the AI solution, we emphasize knowledge sharing as a crucial aspect of our service. After deployment, we ensure that the client receives comprehensive manuals and documentation, empowering them with the knowledge to use and extend the solution effectively.
We facilitate a seamless transition by passing entire ownership over the solution to the client. Our team ensures that the client is well-versed in the operation and maintenance of the AI and Machine Learning systems, enabling them to leverage its capabilities to the fullest extent.
AI Solutions for Other Industries
Finance
AI optimizes fraud detection, algorithmic trading, and risk management while automating reporting and compliance for 30-50% cost reduction.
Insurance
AI transforms claims processing, risk assessment, and customer service with smart automation and predictive analytics.
Retail
Drive sales with AI-driven demand forecasting, personalized recommendations, and automated inventory management.
HR
Streamline recruitment, employee engagement, and performance analysis using AI-powered HR tools and insights.
Marketing
Enhance campaigns with AI for customer segmentation, ad optimization, and real-time analytics.
Accounting
Automate bookkeeping, expense tracking, and financial reporting with AI for error-free accounting.
Who already use AI in business processes
Apple Intelligence 01
Midjourney
Perplexity
Gemini
ChatGPT
Claude
Frequently Asked Questions
How is AI used in FinTech?
AI automates fraud detection, powers chatbots for 24/7 support, optimizes credit scoring, and ensures regulatory compliance — cutting costs by 30-50%.
What are the best AI tools for finance?
Top solutions include:
Fraud detection: Feedzai, SAS Fraud Management
Trading algorithms: Kensho, AlphaSense
Credit scoring: Zest AI, FICO
Chatbots: Kasisto, Clinc
Can AI replace human financial analysts?
No—AI augments analysts by processing data faster and identifying patterns, but human judgment remains critical for strategy and complex decisions.
How does AI improve fraud detection in banking?
AI monitors transactions in real-time, using machine learning to flag suspicious activity with 95%+ accuracy, reducing false positives by 40–60%.
What’s the ROI of AI in finance?
Banks using AI report:
30–50% lower fraud losses
20–35% higher customer retention (via personalization)
40–60% lower compliance costs
How do we start implementing AI?
Our consulting follows a proven process:
Audit existing systems
Build custom AI models
Deploy & optimize solutions
Let’s discuss the idea
Ready to transform your fintech operations with AI? Share your vision below.